Woodbury, St. Paul and Minneapolis real estate and homes for sale in Minnesota, new construction, single family homes - The Home Solutions Team, REALTORS® The Home Solutions Team REALTORS(r) for Woodbury, St. Paul and Minneapolis, Minnesota real estate, new construction, single family homes - NUMBER1EXPERTS™ The Home Solutions Team NUMBER1EXPERTS(tm) for Woodbury, St. Paul and Minneapolis, Minnesota real estate, new construction, single family homes
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The Home Solutions Team, REALTOR®, real estate agents and broker for Woodbury, St. Paul and Minneapolis Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Woodbury, St. Paul and Minneapolis Minnesota home buying, real estate listings, and homes for sale in Washington County, MN
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Woodbury, St. Paul and Minneapolis real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Real Estate Trivia
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What document must lenders provide within three days of receiving your application for financing?

A 
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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The Home Solutions Team, REALTOR®, real estate agents and broker for Woodbury, St. Paul and Minneapolis Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

The Home Solutions Team
Keller Williams Premier Realty

8425 Seasons Parkway
Woodbury, MN. 55125
651-209-8250
651-303-1750
651-209-8267
Fax: 651-389-9323
Email: Team@YourHappyHome.com

Stronger As A Whole. The Home Solutions Team is made up of some of the most widely recognized real estate professionals in the Twin Cities region. They have over 40 years combined experience helping families buy and sell real estate. Working together over the past few years, it made sense to bring the combined experience under one roof… making the team stronger than the independent professionals. By working together, we can provide the client with a broad spectrum of experience, market knowledge, and marketing ability, all the while preserving the commitment to outstanding customer service.

eProEqual HousingGRIMLSREALTOR


Keller Williams Premier Realty real estate and homes for sale in Woodbury, St. Paul and Minneapolis Minnesota


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